InvestmentUpdated March 1, 2026· 3 min read
Payment Plan
What is Payment Plan?
A Dubai payment plan is a developer-structured installment schedule for off-plan property, spreading payments across construction milestones and often extending into a post-handover period. Common structures include 60/40, 50/50 and 40/60 (during/post handover).
Definition
Payment plans reduce the upfront capital required to enter Dubai's off-plan market. Post-handover plans effectively function as developer financing, without bank involvement.
Key Facts
- 1Common: 60/40, 50/50, 40/60.
- 2Post-handover plans act as developer financing.
Frequently Asked Questions
Are payment plans interest-free?
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Most Dubai developer payment plans are marketed as 0% interest, but total price may be higher than a cash equivalent.
References & Further Reading
- Dubai Land Department (DLD) — official transaction & title records.
- Real Estate Regulatory Agency (RERA) — Ejari, Mollak & rental index.
- Department of Economy and Tourism (DET) — Holiday Home permits.
- Federal Authority for Identity, Citizenship, Customs & Port Security (ICP) — visa rules.
This entry is editorial and informational. It does not constitute legal, financial or tax advice.